Just 3% make any private provision for retirement with a foreign bank, and only 1% of retail customers take out a mortgage in another EU country.

仅有3%的人在外国银行为退休金账户缴款，而从另外一个欧盟国家获得按揭贷款的零售顾客也仅有1%。

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 26.01.2011

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 26.01.2011

The EU’s next five decades, on the other hand, will see the baby boomers moving into retirement, leaving a shrunken labor force with the heavy burden of supporting their elders’ health care and pension needs.

而在另一方面，欧盟的下一个五十年中，婴儿潮一代人步入退休，缩减了劳动力数量，这些人还要担负老年人医疗和养老金需求的沉重负担。

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 01.11.2010

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 01.11.2010

From the outset, both sides expected a defining fight, which occurred last November, after the government decided to align the retirement age in the public sector with that of the private sector.

从一开始，两方面都预期会有一场决定性的斗争。这一斗争发生在去年十一月、政府决定把公务员的退休年龄与私有企业拉齐之后。

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 23.01.2011

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 23.01.2011

However, the effects of such measures are unlikely to be felt soon, so policies will also need to be directed at those already in the labor force, to encourage them to save more for retirement, and at those on the point of leaving it.

但是，这些措施的效力不大可能立竿见影，所以需要实施针对已经就业以及即将退休的人的政策，鼓励他们多为退休作储蓄。

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 01.11.2010

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 01.11.2010

payment that that person has made as an employer for the purposes of the operation of, an occupational retirement scheme other than a recognized occupational retirement scheme.

该人以雇主身分为认可职业退休计划以外的任何职业退休计划的营办所作的付款。

http://www.legislation.gov.hk/eng/index.htm 03.10.2011

http://www.legislation.gov.hk/eng/index.htm 03.10.2011

Appointment, promotion, reduction in rank, dismissal and compulsory retirement of members

队员的任用、擢升、降级、革职及迫令退休

http://www.legislation.gov.hk/eng/index.htm 20.11.2011

http://www.legislation.gov.hk/eng/index.htm 20.11.2011

The first baby boomers have reached retirement age, and the labor force will soon be shrinking in most parts of Europe.

首批婴儿潮已经到达退休年龄，劳动力在欧洲的大部分地区将会马上萎缩。

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 28.10.2010

© Project Syndicate 1995 – 2011

http://www.project-syndicate.org/ 28.10.2010

a retirement after some specified period of service with the employer of not less than 10 years; or

在不少于10年的某指明期间后从向雇主提供的服务中退休；或

http://www.legislation.gov.hk/eng/index.htm 03.10.2011

http://www.legislation.gov.hk/eng/index.htm 03.10.2011

the period of pensionable service that he would have completed if he had served until attaining his retirement age,

假若其服务至退休年龄时本应会完成的可供计算退休金的服务期，

http://www.legislation.gov.hk/eng/index.htm 31.08.2011

http://www.legislation.gov.hk/eng/index.htm 31.08.2011

compulsory retirement with full retirement benefits or reduced retirement benefits or without retirement benefits.

在保留所有退休福利的情况下迫令退休，或在保留经扣减退休福利的情况下迫令 退休，或在褫夺退休福利的情况下迫令退休。

http://www.legislation.gov.hk/eng/index.htm 20.11.2011

http://www.legislation.gov.hk/eng/index.htm 20.11.2011

on compulsory retirement for the purpose of facilitating improvement in the organization of the department to which he belongs, by which greater efficiency or economy may be effected;

遭迫令退休，而该迫令退休是为利便改善其所属部门的组织，藉以提高工作效率或更 符合经济效益者；

http://www.legislation.gov.hk/eng/index.htm 31.08.2011

http://www.legislation.gov.hk/eng/index.htm 31.08.2011

Notwithstanding the provisions of paragraph 1, pensions and other payments (including a lump sum payment) made under a pension or retirement scheme which is:

尽管有第1款的规定，就根据退休金计划或退休计划作出的退休金及其他付款(包括整笔付款)而言，如有关计划属：

http://www.legislation.gov.hk/eng/index.htm 03.10.2011

http://www.legislation.gov.hk/eng/index.htm 03.10.2011

Effecting and carrying out contracts of insurance to provide, whether management directly or indirectly, benefits under retirement schemes but excluding-

订立与执行保险合约以直接或间接在退休计划下提供 利益，但不包括—

http://www.legislation.gov.hk/eng/index.htm 26.06.2011

http://www.legislation.gov.hk/eng/index.htm 26.06.2011